India Finance Calculators
Whether you are planning a home loan, starting a SIP in mutual funds, or filing your annual income tax return, having the right numbers at your fingertips makes all the difference. Our India-specific finance calculators cover the tools most commonly needed by salaried employees, freelancers, and investors across the country. Calculate your EMI to compare banks before signing a loan agreement. Estimate SIP maturity values to set realistic wealth-creation goals. Check your GST liability, figure out your HRA tax exemption, and project PPF or FD returns under current interest rates. Every calculator runs entirely in your browser, requires no sign-up, and gives you instant, accurate results you can print or share.
Loans & Investments
EMI, SIP, FD, RD, and CAGR tools for borrowing and investing decisions.
EMI Calculator
Compute equated monthly installments for any loan.
SIP Calculator
Estimate future value of systematic investment plans.
FD Calculator
Project fixed deposit maturity amount and interest earned.
RD Calculator
Calculate recurring deposit returns over your chosen tenure.
CAGR Calculator
Find the compound annual growth rate of any investment.
Tax & Salary
Income tax, GST, HRA, and retirement benefit estimators.
GST Calculator
Add or remove GST at 5%, 12%, 18%, or 28% rates.
PPF Calculator
Estimate Public Provident Fund maturity with yearly deposits.
HRA Calculator
Find your House Rent Allowance tax exemption amount.
Income Tax Calculator (India)
Compare old and new tax regimes for your income slab.
NPS Calculator
Project National Pension System corpus at retirement.
Gratuity Calculator
Estimate gratuity payout based on salary and years of service.
Frequently Asked Questions
What is an EMI calculator and how does it work?
An EMI (Equated Monthly Installment) calculator computes your fixed monthly loan repayment based on the principal amount, interest rate, and loan tenure. It uses a standard reducing-balance formula so you can compare loan offers and plan your budget before borrowing.
How do I calculate SIP returns?
A SIP (Systematic Investment Plan) calculator estimates the future value of regular monthly investments in mutual funds. You enter your monthly amount, expected annual return, and investment period to see how compounding grows your wealth over time.
What Indian tax deductions can I calculate here?
You can calculate HRA exemptions under Section 10(13A), PPF maturity under Section 80C, income tax under both old and new regimes, NPS benefits under Section 80CCD, and gratuity payouts under the Payment of Gratuity Act.
What is CAGR and why does it matter?
CAGR (Compound Annual Growth Rate) measures the mean annual growth rate of an investment over a specified period longer than one year. It smooths out volatility and lets you compare the performance of different investments on an equal basis.